Insurance

Your possessions and furnishings have both intrinsic and sentimental value. U. Santini Moving & Storage offers several different types of insurance protection, including full-replacement for your belongings. The cost of your coverage will depend on the value you declare for your goods and the level of deduction you select. Today we bring you the information about the moving insurance NYC. Please select the level of protection with which you’re most comfortable.

The basics of a moving insurance package

You have the choice to purchase a moving insurance package from your moving company. Many customers are unaware that this is a viable and affordable option to provide better protection to their belongings. Movers are obligated to obey the rules and regulations and to work within the liability limits set by the company. Although, this will not cover moving mishaps and unfortunate events. Only the moving insurance will provide additional coverage, and in some cases full coverage. At U. Santini Moving & Storage, you will get all the coverage you desire. But be sure to communicate with your movers and ask everything you are unsure of. We value the trust you placed with us. Our team will answer all your questions and make sure that your expectations are met. Let us evaluate your cargo and provide the best protection to your belongings.

Do you need moving insurance NYC?

If you decide to purchase the moving insurance, you’ll obtain the full coverage and the complete protection against unfortunate events. Even if the damage caused while transportation is exceeding the valuation limits, you’ll be reimbursed adequately. Some of the customers do not consider this as an option since they perceive it as an unnecessary cost. They are already paying for the moving service and consider themselves sufficiently covered. Although, we strongly encourage you to consider this additional cost as the investment in the preservation of your valuables. Especially if you possess irreplaceable items like antiques, artwork, family heirlooms, old furniture, a piano, etc. Also, this applies to expensive office equipment. For the business move, we recommend commercial movers Brooklyn. There is no team in the area that will protect your business like our commercial moving team.

Keep in mind that in the moving business you can easily find a fraudulent moving company. Some of the companies will find loopholes in your moving contract simply to avoid reimbursing you. For example, if you packed yourself and a certain item is damaged, movers will free themselves of any responsibility. But not us. You can rest assured that the U. Santini Moving & Storage is providing a reliable moving insurance NYC. With us, you won’t need to read the fine print at the bottom of the moving contract. Our only purpose is to make our customers happy and to maintain the reputation we built over the past century. Trust and honesty are the way to do it. Give us a call today and let us evaluate your relocation project and assemble an insurance policy that suits you.

The types of moving insurance NYC we provide

When we talk about the insurance coverage, we covered all there is. We offer the basic insurance coverage you receive by default. This means we will reimburse you the percentage of the damaged item value based on its weight. Next, is the partial coverage where you can cover only the expensive and notable pieces. And finally, the full coverage where you are protected from all damages regardless of the value of the item. You are protected even from theft and acts of nature. Although, keep in mind that unique pieces can’t be easily replaced, or not even replaced at all. In case of the unfortunate events, we will try to reimburse the monetary value of the item in question.

We encourage you to obtain knowledge about moving insurance even further. Communicate with the moving company you enlist, especially if someone else is purchasing the service for you. This is important when your employer is paying for your relocation. It is good that your superior enlisted commercial movers Brooklyn services, as the best corporate relocation service. But that does not mean that they paid for the full insurance NYC service. Or they did not purchase it at all. Whatever is the case, you must inform yourself about the service you are receiving and confirm that you are protected. Here at U. Santini Moving & Storage, we will make sure that you are aware of the service you are enlisting. Your satisfaction is the key to our success.

What can you expect from U. Santini Moving & Storage?

1. Full Replacement Valuation – This coverage costs extra but provides more comprehensive coverage for the real value of your goods.  With this plan any items lost or damaged during your move will be repaired or replaced with like items without depreciation for their age.  The way it works:

• You declare a lump sum value for your shipment. There is a minimum required declaration of $5.00 per pound (so that for example, 10,000 lbs. shipment will be valued at a minimum of $50,000).
• You select your desired deductible – $0, $250 or $500.

The final price for this protection plan depends on the value you declare for your goods and the level of deduction you select.

2. Release Rate” Valuation – Release Rate” Valuation of 60¢ per pound per article – This is minimal coverage liability that is provided at no charge to you. Note that this often does not cover the actual cost of replacing or repairing your goods. For example: if a 10 lb. laptop computer was lost or destroyed during your move, you would only be reimbursed as follows: 10 lbs. x 60¢ per lb. = $6.00
3. Replacement Value Insurance – You can also choose to insure your move using a third party insurance provider. This is typically called Replacement Value Insurance and should cover you for the full true replacement value of your goods. If you have renter’s or homeowner’s insurance, you may already be covered or may be able to purchase an inexpensive rider – check with your insurance agent.

If you choose to purchase relocation insurance you should expect to receive at least the following terms:

• Full replacement value coverage
• 90-day guaranteed claim resolution
• 30 days of free storage insurance
• Coverage against fire, theft, and acts of nature.

Other insurance coverages

You can always seek the full coverage from the third party insurance companies. Although, keep in mind that many customers have the false information that homeowners insurance will cover everything on a moving day. This is not entirely true. Some insurance policies do not cover moving endeavor at all. You might think otherwise if you did not read the fine print at the bottom of your moving contract. Or you simply missed out on the part of it. Insurance companies have countless rules that might rob you of reimbursement. A fine example is a liability made by the usage of your own vehicle. If you transport items yourself, the insurance company might not cover any damages since you are not the professional mover and that rules you out. Therefore, be sure to read your contract inside out, and to ask what exactly you are protected from.

We will strongly advise that you consider enlisting the professional moving services for such a situation. No one knows better the moving business than the people that are working on the field daily. Our moving team will make sure that you won’t have to think about the insurance you purchased. All you need to know is that you are safe and covered. We tend to perform flawlessly which is in the interest of both parties. By making your relocation damage-free, we ensure that you leave with a smile on your face and with your belongings intact. But in case of any damages, be sure to contact us within 30 days to make claims against movers. Our representatives will heed your call and tend to your situation promptly.

Now when you are covered, it is time to relocate!

We hope that we provided enough insight into the moving insurance NYC services. You can rest assured that U. Santini Moving & Storage will work in your best interest. Our only goal is to transport you and your valuables safely and successfully. Hopefully, you won’t have to make any claims against your movers. Especially if you place your project in our hands. We are a reliable and experienced moving team. Call us today and utilize our free moving quotes Brooklyn. Let us together calculate your moving costs and relocate your belongings with the utmost care and devotion. We are waiting for your call.